What you'll actually pay
Headline spreads are only part of it. The all-in cost is spread + commission + swap + conversion + the inactivity and withdrawal fees that appear after you fund.
What will you actually pay?
Estimate your yearly trading cost by volume, based on each platform's real spread and commission. EUR/USD, standard lots.
Choosing the cheapest over the priciest here saves about $360 a year at this volume.
Estimates spreads + commissions on EUR/USD standard lots only. Excludes swap/overnight charges, currency conversion, taxes and non-trading fees, which vary by platform and position — always check the full fee schedule and verify current terms before depositing.
Spread vs commission — read this first
Spread-only accounts bake the cost into the price; raw-spread accounts charge a tighter spread plus a per-lot commission. Neither is automatically cheaper — it depends on how much you trade. Compare the all-in cost, not one number.
All-in cost, ranked cheapest first
| Platform | All-in cost | Spread from | Commission | Inactivity |
|---|---|---|---|---|
 FP Markets | $···· | 0p | $6/lot | None |
 Pepperstone | $···· | 0p | $7/lot | None |
 Vantage Markets | $$··· | 0p | $6/lot | None |
 RoboForex | $$··· | 0p | $4/lot | None |
 VT Markets | $$··· | 0p | $6/lot | None |
 PU Prime | $$··· | 0p | $6/lot | None |
 LiteFinance | $$··· | 0p | $5/lot | None |
| StarTrader | $$··· | 0p | $6/lot | None |
 FXTM | $$$·· | 0.1p | $4/lot | $5/mo after 6 months |
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