Fees

What you'll actually pay

Headline spreads are only part of it. The all-in cost is spread + commission + swap + conversion + the inactivity and withdrawal fees that appear after you fund.

What will you actually pay?

Estimate your yearly trading cost by volume, based on each platform's real spread and commission. EUR/USD, standard lots.

Trading volume: 10 lots / month

Choosing the cheapest over the priciest here saves about $1,440 a year at this volume.

RoboForex Lowest cost

$4/lot (0p spread = $0 + $4 commission)

$480

est. / year

Check availability

Fusion Markets

$5/lot (0p spread = $0 + $4.5 commission)

$540

est. / year

Check availability

XTB

$5/lot (0.5p spread = $5)

$600

est. / year

Check availability

FXTM

$5/lot (0.1p spread = $1 + $4 commission)

$600

est. / year

Check availability

LiteFinance

$5/lot (0p spread = $0 + $5 commission)

$600

est. / year

Check availability

FP Markets

$6/lot (0p spread = $0 + $6 commission)

$720

est. / year

Check availability

$6/lot (0.6p spread = $6)

$720

est. / year

View research profile

Vantage Markets

$6/lot (0p spread = $0 + $6 commission)

$720

est. / year

Check availability

73% of retail investor accounts lose money when trading CFDs with Tickmill Europe Ltd. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Tickmill

$6/lot (0p spread = $0 + $6 commission)

$720

est. / year

Check availability

VT Markets

$6/lot (0p spread = $0 + $6 commission)

$720

est. / year

Check availability

StarTrader

$6/lot (0p spread = $0 + $6 commission)

$720

est. / year

Check availability

79.6% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Pepperstone

$7/lot (0p spread = $0 + $7 commission)

$840

est. / year

Check availability

IC Markets

$7/lot (0p spread = $0 + $7 commission)

$840

est. / year

Check availability

Exness

$7/lot (0p spread = $0 + $7 commission)

$840

est. / year

Check availability

ThinkMarkets

$7/lot (0p spread = $0 + $7 commission)

$840

est. / year

Check availability

Blueberry Markets

$7/lot (0p spread = $0 + $7 commission)

$840

est. / year

Check availability

Eightcap

$7/lot (0p spread = $0 + $7 commission)

$840

est. / year

Check availability

66.36% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.

Axi

$7/lot (0p spread = $0 + $7 commission)

$840

est. / year

Check availability

PU Prime

$7/lot (0p spread = $0 + $7 commission)

$840

est. / year

Check availability

$16/lot (1.6p spread = $16)

$1,920

est. / year

Check availability

Estimates spreads + commissions on EUR/USD standard lots only. Excludes swap/overnight charges, currency conversion, taxes and non-trading fees, which vary by platform and position — always check the full fee schedule and verify current terms before depositing.

Risk warning. CFDs and leveraged products are complex and high-risk. You can lose more than you deposit. Between 62% and 78% of retail CFD accounts lose money. Only trade with money you can afford to lose.

Pepperstone: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 72.9% and 79.6% of retail investor accounts lose money when trading CFDs with Pepperstone, depending on the entity that onboards you (Pepperstone Limited and Pepperstone EU Limited 72.9%, Pepperstone GmbH 75.2%, Pepperstone Markets Limited 79.6%; figures read on the entity sites 2026-09-15). You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Tickmill: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 73% of retail investor accounts lose money when trading CFDs with Tickmill Europe Ltd. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

XTB: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Axi: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 66.36% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

PU Prime: CFDs are high-risk products. Leverage can amplify losses. Verify the legal entity, product terms and availability before depositing.

IG: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 72% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Spread vs commission — read this first

Spread-only accounts bake the cost into the price; raw-spread accounts charge a tighter spread plus a per-lot commission. Neither is automatically cheaper — it depends on how much you trade. Compare the all-in cost, not one number.

Comparison

All-in cost, ranked cheapest first

“Spread from” is a typical published EUR/USD spread on the headline account — your real spread varies with account type, time of day and market conditions. The all-in cost index combines spread, commission, swaps and the fees that appear after you fund.

Platform	All-in cost	Spread from	Commission	Inactivity	Scan
Fusion Markets	$····	0p	$4.5/lot	None advertised — verify your entity's client agreement	Scan →
IC Markets	$····	0p	$7/lot	None	Scan →
FP Markets	$····	0p	$6/lot	None	Scan →
Pepperstone	$····	0p	$7/lot	None	Scan →
Exness	$····	0p	$7/lot	None	Scan →
Tickmill	$····	0p	$6/lot	$10/quarter after 12 months + 10 days dormant (60-day archive carries no fee)	Scan →
Blueberry Markets	$····	0p	$7/lot	None	Scan →
Vantage Markets	$$···	0p	$6/lot	None	Scan →
RoboForex	$$···	0p	$4/lot	None	Scan →
VT Markets	$$···	0p	$6/lot	None	Scan →
XTB	$$···	0.5p	—	€10/month after 12 months with no trades (waived if you deposited in the last 90 days)	Scan →
Axi	$$···	0p	$7/lot	$10/month after 12 months inactivity	Scan →
PU Prime	$$···	0p	$7/lot	None reported	Scan →
LiteFinance	$$···	0p	$5/lot	None	Scan →
StarTrader	$$···	0p	$6/lot	None	Scan →
ThinkMarkets	$$···	0p	$7/lot	None	Scan →
Eightcap	$$···	0p	$7/lot	None	Scan →
FXTM	$$$··	0.1p	$4/lot	$5/mo after 6 months	Scan →
IG	$$$··	0.6p	—	£12/month after 24 months of no trading	Scan →
XM	$$$··	1.6p	—	$10/month after 90 days inactive	Scan →

Compare all platforms Scan a broker

XM fees & charges explained →XM inactivity fee: when it starts and how to avoid it →XM withdrawal fees →Exness fees explained →

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Last updated August 2026·Spreads are typical published figures, not live quotes; commission and inactivity fees can change — verify current terms with the broker before you deposit.·How we score

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