What you'll actually pay
Headline spreads are only part of it. The all-in cost is spread + commission + swap + conversion + the inactivity and withdrawal fees that appear after you fund.
Illustrate spread and commission costs
Illustrate annual spread and commission costs using published starting inputs. EUR/USD, standard lots. These are not measured spreads or a quote for your account.
The highest and lowest illustrations differ by $1,440 a year at this volume, before excluded costs. This is not a savings forecast.
Costs and charges may vary depending on the jurisdiction
Exness is excluded from these numerical illustrations until an account and instrument commission quote is confirmed. Read the account-cost notes →
ActivTrades is excluded from these numerical illustrations until an account and instrument commission quote is confirmed. Read the account-cost notes →
InstaForex is excluded from these numerical illustrations until an account and instrument commission quote is confirmed. Read the account-cost notes →
Estimates spreads + commissions on EUR/USD standard lots only. Excludes swap/overnight charges, currency conversion, taxes and non-trading fees, which vary by platform and position — always check the full fee schedule and verify current terms before depositing.
Spread vs commission — read this first
Spread-only accounts bake the cost into the price; raw-spread accounts charge a tighter spread plus a separate commission. Neither is automatically cheaper — it depends on how much you trade. Compare the all-in cost, not one number.
Does your quote use a fee per million instead? Work through a cTrader commission example.
All-in cost, ranked cheapest first
“Spread from” is a typical published EUR/USD spread on the headline account — your real spread varies with account type, time of day and market conditions. The all-in cost index combines spread, commission, swaps and the fees that appear after you fund.
| Platform | All-in cost | Spread from | Commission | Inactivity | Scan |
|---|---|---|---|---|---|
 Fusion Markets | $···· | 0p | $4.5/lot | None advertised — verify your entity's client agreement | Scan → |
 IC Markets | $···· | 0p | $7/lot | None | Scan → |
 Pepperstone | $···· Costs and charges may vary depending on the jurisdiction | 0p | $7/lot | None | Scan → |
 Exness | $···· | 0p | Check account quote | Help centre: no fee; Key Facts reserves activity-dependent charges. Check your agreement. | Scan → |
 Tickmill | $···· | 0p | $6/lot | $10/quarter after 12 months + 10 days dormant (60-day archive carries no fee) | Scan → |
 Blueberry Markets | $···· | 0p | $7/lot | None | Scan → |
 Vantage Markets | $$··· | 0p | $6/lot | None | Scan → |
| RoboForex | $$··· | 0p | $4/lot | None | Scan → |
 VT Markets | $$··· | 0p | $6/lot | None | Scan → |
 XTB | $$··· | 0.5p | — | €10/month after 12 months with no trades (waived if you deposited in the last 90 days) | Scan → |
 Axi | $$··· | 0p | $7/lot | $10/month after 12 months inactivity | Scan → |
 PU Prime | $$··· | 0p | $7/lot | None reported | Scan → |
 LiteFinance | $$··· | 0p | $5/lot | None | Scan → |
 StarTrader | $$··· | 0p | $6/lot | None | Scan → |
 ThinkMarkets | $$··· | 0p | $7/lot | None | Scan → |
 Eightcap | $$··· | 0p | $7/lot | None | Scan → |
 Moneta Markets | $$··· | 0.1p | $6/lot | None stated; low-balance accounts may be archived after 90 inactive days | Scan → |
 HYCM | $$··· | 0.1p | $4/lot | $10/month after 90 days without activity (international contract) | Scan → |
 FXTM | $$$·· | 0.1p | $4/lot | $5/mo after 6 months | Scan → |
 IG | $$$·· | 0.6p | — | £12/month after 24 months of no trading | Scan → |
 XM | $$$·· | 1.6p | — | $10/month after 90 days inactive | Scan → |
 ActivTrades | $$$·· | — | Check account quote | Not established for the applicable account; confirm the current fee schedule | Scan → |
 InstaForex | $$$·· | — | Check account quote | USD10/month may be charged on positive balances after three consecutive inactive months | Scan → |
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Last updated October 2026·Spreads are typical published figures, not live quotes; commission and inactivity fees can change — verify current terms with the broker before you deposit.·How we score
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