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Exness fees: spreads, commission, inactivity and dormant accounts

Compare Exness account fees, per-side commission and overnight costs. See a worked example, payment checks and the difference between inactivity and archiving.

Updated 8 Oct 2026 · 7 min readBy Aleksandr Filatov · How we check facts
Quick answer

Exness Standard, Standard Cent and Pro have no separate trading commission; Raw Spread and Zero add an instrument-specific commission to the spread. Compare the cost of opening and closing a trade, then check overnight and payment charges. The public Raw Spread pages use different commission wording, so this guide does not assume one rate for every instrument. Inactivity also needs a separate check: the help centre states no fee, while the Key Facts Statement reserves conditional charges. Sources were read on 8 October 2026.

Exness account fees: Standard, Pro, Raw Spread and Zero

The account-type table publishes these starting spreads and commission models. They are advertised minima, not average spreads or a quote for your next trade. The available accounts and instruments must be checked in your own Personal Area.

AccountAdvertised spread fromSeparate trading commission
Standard0.2 pipsNone
Standard Cent0.3 pipsNone
Pro0.1 pipsNone
Raw Spread0.0 pipsInstrument-specific; see the wording difference below
Zero0.0 pipsFrom USD 0.05 per lot per side; varies by instrument

Commission-free does not mean cost-free: the spread and any applicable overnight or payment costs still matter. The same account table makes the initial deposit for Pro, Raw Spread and Zero region-dependent. Check the account requirement and payment-method minimum separately; a deposit requirement is not itself a trading fee.

Raw Spread commission: why we do not quote a universal rate

The Raw Spread overview says up to USD 3.50 per lot per side on most instruments. The forex specification guide instead describes commission from USD 3.50 per side. Both were checked on 8 October 2026. These statements do not establish an exact rate for every symbol, account or entity, so we do not turn either one into a blanket USD 7 round-trip fee.

Open the current contract specification for your account and exact symbol, including any suffix. Record the commission currency, rate, lot size and whether the rate is per side. If that quote is unclear or differs from the overview, ask Exness to confirm it before placing an order.

Per side versus round trip: when is commission charged?

A per-side rate covers one direction: opening or closing. A round trip covers both. Exness's commission guide says the charges for both directions are collected when an order opens on Raw Spread and Zero accounts. Seeing the full commission immediately therefore does not mean the displayed per-side rate was doubled in error. Count that combined charge once when reviewing the trade, rather than adding it again at closing.

A worked spread-plus-commission example

This is an assumed calculation, not an Exness quote or a measured trade. Assume one standard EUR/USD lot represents EUR 100,000, the account is in USD and one pip is 0.0001. Under those assumptions, one pip is USD 10. Now assume a 0.6-pip spread and a commission of USD 3 per lot per side.

Assumed inputCalculationIllustrated cost
Spread0.6 pips × USD 10 per pipUSD 6
Commission, opening and closingUSD 3 × 2 sides × 1 lotUSD 6
Spread plus commissionUSD 6 + USD 6USD 12

The example holds the spread constant and excludes price movement, slippage, overnight charges, conversion and payment costs. Actual entry and exit spreads can differ. Replace both assumed inputs with comparable quotes from the same instrument and session; a lower advertised minimum does not establish a lower overall cost. For the calculation steps, see spread-only versus commission accounts.

Swaps and overnight administration fees

Check the instrument's current long and short swap rates and your account's swap-free status. The Key Facts Statement lists financing for positions that are not swap-free. Do not assume a swap-free label removes every possible holding cost.

Exness's overnight administration-fee policy describes separate charges based on trading activity. It says they can apply to already-open positions and directs clients to email or Personal Area notifications and the account's Trading Conditions. Check whether that policy applies, the instrument's rate and the charging schedule before holding overnight. We have not established an exemption for your account.

Deposit, withdrawal and currency-conversion costs

Read the fee quote for the selected payment method. Exness's withdrawal rules separately reserve discretion to investigate, cancel or charge requests from accounts with no trading activity. Ask support how that rule applies before moving funds; an unnecessary trade introduces costs and market risk.

CheckWhere to find the answer
Method fee, minimum and maximumThe deposit or withdrawal option in your Personal Area.
Processing timeThe method's average and maximum processing windows; distinguish these from bank receipt.
Country and verificationThe methods available for the account's registered region and verification status.
Conversion and receiving chargesThe payment quote, account terms and your bank or provider.

The payment-method guide explains these fields. A charge denominated in another currency also needs a conversion check: the Key Facts Statement describes conversion at the applicable buy or sell rate, with a conversion spread that can vary by account type. Save your payment quote and request reference. If a withdrawal is delayed, use the withdrawal checklist to identify its current stage.

Does Exness charge an inactivity fee?

The archived-account help article states no fee for inactivity or reactivation. However, the costs table in the Key Facts Statement reserves activity-dependent inactivity, dormancy and termination handling charges under the client agreement and communications to the client. It does not provide one standard amount or trigger there.

We therefore cannot present the help-centre statement as an unconditional promise for every entity and circumstance. Check the agreement attached to your account and ask support to explain any applicable charge and its trigger. A contractual reservation does not establish that a fee was charged to you.

Exness dormant and archived accounts

The help centre says real MT4/MT5 accounts may be archived after three days without trading or balance operations. It says funds remain and describes restoring an account from the Archived accounts section in the Personal Area; inactive demo accounts can instead be deleted. Archiving is an account state, separate from the question of fees.

For Exness (SC) Ltd specifically, Part B section 6 of the 24 July 2026 client agreement also permits archiving after three calendar days and says money remains owed to the client. It separately allows access restrictions after inactivity and says some archived accounts may not be restored. Do not assume that agreement applies to another Exness company, or that every archived account can be reopened.

What to record before comparing accounts

  1. Confirm the company named on your agreement. Use the Exness entity research and country/entity checker as starting points, then check the actual application.
  2. Record the account type, platform, account currency and exact instrument symbol.
  3. Record the spread you observed and the commission for both opening and closing, including when it is collected.
  4. Check current swap status, overnight administration conditions and the payment quote.
  5. Keep the source date and agreement version so you can identify later changes.

Use the spread-plus-commission comparison to examine assumptions and the Exness research profile for the wider account and entity context. This guide reviews published terms; it does not measure execution or determine which account you should open.

How we checked this

Documents are read first-hand at the date shown; terms can change after our review. Method: how we check facts · corrections log.

Common questions

Which Exness accounts charge trading commission?

The reviewed account table lists Standard, Standard Cent and Pro without a separate trading commission. Raw Spread and Zero add instrument-specific commission. Other charges, including overnight and payment costs, may still apply.

Is Exness Raw Spread commission always USD 7 per lot round trip?

The reviewed sources do not establish one exact rate for every instrument: the Raw Spread overview says up to USD 3.50 per side on most instruments, while the forex guide says from USD 3.50. Use the current contract specification for your exact account and symbol.

Why is the full Exness commission shown when I open a trade?

Exness says commission for both opening and closing is collected when an order opens on Raw Spread and Zero accounts. A per-side quote and the combined amount collected are different measures; do not count the combined charge twice.

Does Exness charge an inactivity fee?

The help centre states no inactivity or reactivation fee. The Key Facts Statement separately reserves activity-dependent charges under the agreement and client communications, without a standard amount or trigger there. Confirm which terms apply to your account.

Does archiving mean my Exness account balance is lost?

The reviewed help article says funds remain in archived real accounts. The Exness (SC) agreement says money remains owed to the client, although some accounts may not be restored. Check your own company's agreement and ask support about access or withdrawal.

Does Exness charge withdrawal fees?

Check the selected method's fee and any bank or conversion costs. The withdrawal rules also reserve discretion to investigate, cancel or charge requests from accounts without trading activity. This is separate from account archiving.

Does swap-free mean there are no overnight charges?

Check the separate overnight administration-fee policy and your account notifications. A swap-free label alone does not establish that no other holding charge applies.

Next step

See the full research file on Exness — regulation evidence, real costs and withdrawal friction — or compare it with alternatives available in your country.

Risk warning. CFDs and leveraged products are complex and high-risk. In the broker disclosures we track, 65% to 81% of retail investor accounts lose money trading CFDs (figures by entity, read September 2026). Whether losses can exceed your deposit depends on the entity that onboards you: negative-balance protection is mandatory for retail clients under FCA, ESMA and ASIC rules, not at every offshore entity. Only trade with money you can afford to lose.

Related

Informational research only — not financial advice. Fees, terms and regulatory status change; verify directly with the provider and on official registers before depositing.