Exness fees: quick answer
| Fee area | What to check | Notes |
|---|---|---|
| Inactivity fee | Whether any dormancy charge applies | Exness's own help centre states it charges no fees for inactive accounts; verify the current client agreement for your entity. |
| Dormant account policy | Archiving rules and reactivation | Unused real accounts can be auto-archived (funds intact, free reactivation); demo accounts are deleted after inactivity. |
| Deposit/withdrawal fees | Payment method and third-party charges | Exness states none on its side; fees may apply on specific payment methods. |
| Trading fees | Spreads, swaps, commission by account type | Standard/Pro are spread-only; Raw Spread and Zero charge per-lot commission. |
| Other charges | Current client agreement | Always check the latest Exness terms for your legal entity before funding. |
Does Exness charge an inactivity fee?
No — per Exness's own help centre, read first-hand: "Exness does not charge any fees for inactive accounts or to reactivate archived accounts." That is unusually clean for the industry (compare how XM's inactivity fee works, $10/month after 90 days). Clarytrade did not find a standard inactivity fee in the reviewed Exness help material, but users should verify the current client agreement for their legal entity before funding an account — dormancy terms are exactly the kind of clause brokers revise quietly.
Exness dormant account policy
"Dormant" at Exness means archiving, not a fee. Per its help centre: real MT4/MT5 accounts with no trading or balance operations can be auto-archived after as little as 3 days of inactivity — your funds remain intact and reactivation is free. Demo accounts are deleted after a period of inactivity. So an "archived" or "dormant" Exness account is a housekeeping state, not a charge — unlike brokers where dormancy starts a monthly fee clock.
Exness client agreement: what to verify
Help-centre articles describe policy; the client agreement for your specific legal entity is the binding document. Before funding, verify in the agreement: any fee schedule changes (Exness reserves the right to amend terms), the dormancy/archiving wording for your entity, withdrawal conditions for your payment methods, and the overnight/administration-fee clause discussed below. Exness operates multiple entities (FCA, CySEC, FSCA, FSA), and the agreement you sign is entity-specific — confirm which one onboards you at signup.
Exness spreads, swaps and account charges
Exness splits pricing by account type. Per its own published figures: Standard (spread from 0.2 pips), Standard Cent (from 0.3) and Pro (from 0.1) are commission-free, with costs built into the spread; Raw Spread and Zero quote from 0.0 pips and charge per-lot commission instead — up to $3.50 per lot per side on Raw Spread (≈ $7 round turn), while Zero's minimum commission varies by instrument (Exness's own pages give slightly different starting figures, so check the contract specifications for your instrument). Which model is cheaper depends on size and frequency — commission accounts usually win for high volume.
Published "from" spreads are best-case figures on major pairs in liquid hours. Spreads widen around news and rollover, and exotic pairs cost multiples of the majors. Judge an account by the spreads on the instruments you actually trade, at the times you trade them — and note minimum deposits differ by tier ($10 entry accounts; Pro-tier from $200 by region). Costs and charges may vary depending on the jurisdiction, account type and entity.
Swaps: Exness grants automatic swap-free status account-wide to clients registering from 33 Islamic-majority countries; for other countries, swap-free eligibility is conditional and can be withdrawn, so confirm your account's actual overnight costs in the platform. Separately, Exness's help centre discloses a discretionary administration fee on overnight positions for accounts whose activity falls outside its expected day-trading profile — published example rates run from about $1 to several hundred dollars per lot depending on the instrument. Typical day traders won't meet it, but anyone holding size overnight should read that policy before assuming "zero swap" means zero overnight cost.
Exness deposit and withdrawal fees
Exness states it charges no deposit or withdrawal fees on its side and covers third-party costs, with the caveat that fees may apply on specific payment methods. Many e-wallet and local methods process often instant, and Exness reports over 98% of withdrawals are processed automatically (non-instant ones within 24 hours on its side). Available payment methods may vary depending on your jurisdiction, and depending on the payment method, third-party or bank charges may apply. Withdrawals return to the original deposit method first — see how withdrawals work.
Entity and country differences
Exness operates through multiple entities (FCA, CySEC, FSCA, FSA). Your onboarding entity sets your regulator, compensation cover (ICF up to €20,000 (CySEC clients) for the CySEC entity), leverage and product range. Check the Exness scan page and our entity checker before depositing.
Compare Exness with alternatives
The comparison table ranks brokers by all-in cost, and the fees page shows spread + commission side by side across every broker we track.