The verdict
IG and XTB are closely matched, with Clarity Scores of 85 and 86. The right pick comes down to what you prioritise — IG leads on stronger advanced tools, while XTB leads on lower all-in cost.
Full comparison
| Metric | IG | XTB |
|---|---|---|
| Clarity Score | 85 | 86 |
| Risk level | Medium risk | Medium risk |
| Regulators | FCA, BaFin, ASIC, FINMA, MAS, DFSA, BMA | FCA, KNF, CySEC, DFSA, CMF, FSC |
| Segregated funds | Yes | Yes |
| All-in cost | $$$·· | $$··· |
| Min deposit | $250 | $0 |
| Typical spread (EUR/USD) | 0.6 pips | 0.5 pips |
| Max leverage (intl.) | Varies by entity | 30:1 |
| Withdrawal speed | 1–3 days (method-dependent) | Same – next day |
| Demo account | Yes | Yes |
| Copy trading | No | No |
| Platforms | IG Platform, ProRealTime, L2 Dealer, MT4, TradingView, Web, iOS, Android | xStation 5, Web, iOS, Android |
Highlighted cells indicate the stronger value on that metric. Figures are reviewed regularly — verify current terms before depositing.
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Common questions
Is IG or XTB better?
IG and XTB are closely matched, with Clarity Scores of 85 and 86. The right pick comes down to what you prioritise — IG leads on stronger advanced tools, while XTB leads on lower all-in cost.
Which is cheaper, IG or XTB?
On all-in cost, XTB is cheaper (cost index 2/5 vs 3/5). Compare the full fee breakdown on each review.
Which is better regulated?
IG scores higher on our regulation & safety criterion. IG: FCA, BaFin, ASIC, FINMA, MAS, DFSA, BMA. XTB: FCA, KNF, CySEC, DFSA, CMF, FSC.