IC Markets vs XTB (2026)
The verdict
IC Markets edges it overall with a Clarity Score of 88 vs 86, helped by lower all-in cost. But XTB can still be the better fit if you prioritise better for beginners.
Full comparison
| Metric | IC Markets | XTB |
|---|---|---|
| Clarity Score | 88 | 86 |
| Risk level | Higher risk | Medium risk |
| Regulators | ASIC, CySEC, FSA, CMA | FCA, KNF, CySEC, DFSA, CMF, FSC |
| Segregated funds | Yes | Yes |
| All-in cost | $···· | $$··· |
| Min deposit | $200 | $0 |
| Typical spread (EUR/USD) | 0 pips | 0.5 pips |
| Max leverage (intl.) | 500:1 | 30:1 |
| Withdrawal speed | Same–next day | Same–next day |
| Demo account | Yes | Yes |
| Copy trading | Yes — confirm account eligibility | No |
| Platforms | MT4, MT5, cTrader, TradingView, Web, iOS, Android | xStation 5, Web, iOS, Android |
Highlighted cells indicate the stronger value on that metric. Figures are reviewed regularly — verify current terms before depositing.

Pick IC Markets if you want…
- lower all-in cost
- stronger advanced tools

Pick XTB if you want…
- better for beginners
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Common questions
Is IC Markets or XTB better?
IC Markets edges it overall with a Clarity Score of 88 vs 86, helped by lower all-in cost. But XTB can still be the better fit if you prioritise better for beginners.
Which is cheaper, IC Markets or XTB?
On all-in cost, IC Markets is cheaper (cost index 1/5 vs 2/5). Compare the full fee breakdown on each review.
Which is better regulated?
XTB scores higher on our regulation & safety criterion. IC Markets: ASIC, CySEC, FSA, CMA. XTB: FCA, KNF, CySEC, DFSA, CMF, FSC.
Related head-to-heads
Capital at risk. Most retail CFD accounts lose money. Trade only with money you can afford to lose.