The verdict
FP Markets and XTB are closely matched, with Clarity Scores of 86 and 86. The right pick comes down to what you prioritise — FP Markets leads on lower all-in cost, while XTB leads on better for beginners.
Full comparison
| Metric | FP Markets | XTB |
|---|---|---|
| Clarity Score | 86 | 86 |
| Risk level | Higher risk | Medium risk |
| Regulators | ASIC, CySEC, FSCA | FCA, KNF, CySEC, DFSA, CMF, FSC |
| Segregated funds | Yes | Yes |
| All-in cost | $···· | $$··· |
| Min deposit | $100 | $0 |
| Typical spread (EUR/USD) | 0 pips | 0.5 pips |
| Max leverage (intl.) | 500:1 | 30:1 |
| Withdrawal speed | Within 1 day | Same – next day |
| Demo account | Yes | Yes |
| Copy trading | Yes — eligibility varies by region | No |
| Platforms | MT4, MT5, cTrader, IRESS, Web, iOS, Android | xStation 5, Web, iOS, Android |
Highlighted cells indicate the stronger value on that metric. Figures are reviewed regularly — verify current terms before depositing.
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Common questions
Is FP Markets or XTB better?
FP Markets and XTB are closely matched, with Clarity Scores of 86 and 86. The right pick comes down to what you prioritise — FP Markets leads on lower all-in cost, while XTB leads on better for beginners.
Which is cheaper, FP Markets or XTB?
On all-in cost, FP Markets is cheaper (cost index 1/5 vs 2/5). Compare the full fee breakdown on each review.
Which is better regulated?
XTB scores higher on our regulation & safety criterion. FP Markets: ASIC, CySEC, FSCA. XTB: FCA, KNF, CySEC, DFSA, CMF, FSC.