The verdict
XTB edges it overall with a Clarity Score of 86 vs 84, helped by stronger regulation & safety. But Exness can still be the better fit if you prioritise lower all-in cost.
Full comparison
| Metric | Exness | XTB |
|---|---|---|
| Clarity Score | 84 | 86 |
| Risk level | Higher risk | Medium risk |
| Regulators | FCA, CySEC, FSCA, FSA, CMA | FCA, KNF, CySEC, DFSA, CMF, FSC |
| Segregated funds | Yes | Yes |
| All-in cost | $···· | $$··· |
| Min deposit | $10 | $0 |
| Typical spread (EUR/USD) | 0 pips | 0.5 pips |
| Max leverage (intl.) | Unlimited | 30:1 |
| Withdrawal speed | Often instant | Same–next day |
| Demo account | Yes | Yes |
| Copy trading | Yes — confirm account eligibility | No |
| Platforms | MT4, MT5, Exness Terminal, Web, iOS, Android | xStation 5, Web, iOS, Android |
Highlighted cells indicate the stronger value on that metric. Figures are reviewed regularly — verify current terms before depositing.
Pick Exness if you want…
- lower all-in cost
- stronger advanced tools
- faster withdrawals
Pick XTB if you want…
- stronger regulation & safety
- better for beginners
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Common questions
Is Exness or XTB better?
XTB edges it overall with a Clarity Score of 86 vs 84, helped by stronger regulation & safety. But Exness can still be the better fit if you prioritise lower all-in cost.
Which is cheaper, Exness or XTB?
On all-in cost, Exness is cheaper (cost index 1/5 vs 2/5). Compare the full fee breakdown on each review.
Which is better regulated?
XTB scores higher on our regulation & safety criterion. Exness: FCA, CySEC, FSCA, FSA, CMA. XTB: FCA, KNF, CySEC, DFSA, CMF, FSC.
Related head-to-heads
Capital at risk. Most retail CFD accounts lose money. Trade only with money you can afford to lose.