Clarytrade
20 brokers indexedcommission weighted 0%
Head to head

Eightcap vs XTB (2026)

The verdict

XTB edges it overall with a Clarity Score of 86 vs 80, helped by stronger regulation & safety. But Eightcap can still be the better fit.

Side by side

Full comparison

MetricEightcapXTB
Clarity Score8086
Risk levelHigher riskMedium risk
RegulatorsASIC, FCA, CySEC, SCBFCA, KNF, CySEC, DFSA, CMF, FSC
Segregated funds Yes Yes
All-in cost$$···$$···
Min deposit$100$0
Typical spread (EUR/USD)0 pips0.5 pips
Max leverage (intl.)500:130:1
Withdrawal speed1–2 days (same-day cut-off)Same – next day
Demo account Yes Yes
Copy tradingNoNo
PlatformsMT4, MT5, TradingView, Web, iOS, AndroidxStation 5, Web, iOS, Android

Highlighted cells indicate the stronger value on that metric. Figures are reviewed regularly — verify current terms before depositing.

Eightcap logo

Pick Eightcap if you want…

  • a solid all-round option for your needs
XTB logo

Pick XTB if you want…

  • stronger regulation & safety
  • lower all-in cost
  • better for beginners
  • a higher-rated app
Risk warning. CFDs and leveraged products are complex and high-risk. In the broker disclosures we track, 65% to 81% of retail investor accounts lose money trading CFDs (figures by entity, read September 2026). Whether losses can exceed your deposit depends on the entity that onboards you: negative-balance protection is mandatory for retail clients under FCA, ESMA and ASIC rules, not at every offshore entity. Only trade with money you can afford to lose.
XTB: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

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FAQ

Common questions

Is Eightcap or XTB better?

XTB edges it overall with a Clarity Score of 86 vs 80, helped by stronger regulation & safety. But Eightcap can still be the better fit.

Which is cheaper, Eightcap or XTB?

On all-in cost, they're level (both 2/5). Compare the full fee breakdown on each review.

Which is better regulated?

XTB scores higher on our regulation & safety criterion. Eightcap: ASIC, FCA, CySEC, SCB. XTB: FCA, KNF, CySEC, DFSA, CMF, FSC.

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