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Risk warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 73% of retail investor accounts lose money when trading CFDs with Tickmill Europe Ltd. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Fee check

Tickmill Withdrawal Fees Explained

Tickmill advertises zero withdrawal fees, but its client agreement reserves up to 5.2% commission on withdrawals after low trading activity. What we read.

Updated 22 Aug 2026 · 6 min readBy Aleksandr Filatov · How we check facts
Quick answer

Tickmill states plainly that it charges zero withdrawal fees, with a minimum withdrawal of $25 and most requests processed within one working day. But its client agreement carries a clause almost nobody quotes: the offshore entity reserves the right to charge up to 5.2% commission on a withdrawal where there has not been sufficient trading activity since your last deposit. Both statements come from Tickmill's own documents, read first-hand by Clarytrade on 22 Aug 2026. In practice: withdrawing normally after trading should cost nothing from Tickmill — depositing and then withdrawing without trading is the case the clause is written for.

Tickmill withdrawal fees: quick answer

QuestionShort answerWhat to verify
Does Tickmill charge withdrawal fees?Its conditions page says zero, from Tickmill's side.Your payment provider may still charge you.
Is there a catch?Clause 4.7 reserves up to 5.2% commission where trading activity was insufficient since the last deposit.Read clause 4.7 in the agreement for your entity.
Minimum withdrawal$25 (or currency equivalent).Confirm for your payment method.
How long does it take?Processed within ~1 working day; e-wallets often instant, bank wire 1–3 days.Verification status can delay a first withdrawal.

What Tickmill's marketing says

Tickmill's deposit and withdrawal conditions page is unambiguous: "Tickmill charges zero withdrawal fees." The same page notes that intermediary banks or e-wallet providers may apply their own charges, which are outside Tickmill's control — a normal and honest caveat that most brokers make. Minimum withdrawal is $25.

Every comparison page we checked repeats that line, and stops there. It is accurate as far as it goes. It is also not the whole fee picture, because the document that actually binds you is the client agreement, not the conditions page.

The 5.2% withdrawal clause nobody quotes

In the Tickmill Ltd (Seychelles) Client Service Agreement dated May 2026, which we read first-hand, clause 4.7 states:

"Tickmill Ltd. reserves a right to raise commission on withdrawal up to 5.2% in case there is no sufficient trading activity since last deposit and withdraw request."

Read carefully, this is a reserved right, not a standard charge: it is the kind of clause brokers include to discourage people using a trading account as a currency-exchange or payment-processing service — deposit in one currency or method, withdraw in another, never trade. If you fund an account, trade, and withdraw, it is unlikely to be applied. If you deposit and then withdraw without trading, this is the clause that governs what happens.

Two things the agreement does not define: what counts as "sufficient" trading activity, and when the commission is set below the 5.2% ceiling. Neither is published, so the size of the charge in any given case is at Tickmill's discretion.

Don't confuse this with your bank's fee

One comparison site notes that third-party charges "can occasionally reach up to 5%" on some payment routes. That is a different charge — the intermediary bank's or e-wallet's, not the broker's — and the similar number makes the two easy to conflate. The clause above is Tickmill's own reserved commission, written into the client agreement. Both can exist on the same withdrawal.

Two more costs in the agreement, not on the fees page

  • Currency-conversion mark-up. Clauses 11.7–11.8 reserve the right to convert balances, realised profits and losses at a rate Tickmill selects, with a mark-up applied. The mark-up rate itself is not in the agreement — it sits in a separate commissions and charges schedule, so ask for the current figure if you will hold a base currency different from the instruments you trade.
  • 30% US dividend withholding. Tickmill applies a flat 30% withholding on dividends and distributions from US securities to all clients regardless of residence, and states that reduced tax-treaty rates are not applied. If you hold US share CFDs through dividend dates, that is a real cost most fee pages omit entirely.

Deposits: genuinely free, with a reimbursement policy

Tickmill does not charge deposit fees, and bank-wire deposits of $5,000 or more in a single transaction are covered by its "Zero Fees Policy". For smaller wires it will reimburse transaction fees up to $100 if you send proof of the transfer to support — a policy worth knowing about, because it is opt-in rather than automatic.

Withdrawal times

MethodTickmill's stated processingArrival
Skrill / NetellerWithin 1 working dayOften instant once processed
CardWithin 1 working dayDepends on the issuing bank
Bank wireWithin 1 working day1–3 working days

These are Tickmill's own stated timelines, not measured results — we don't claim live account testing. A first withdrawal is also the point where identity verification is usually completed, so allow longer for it than the table suggests.

What about the inactivity fee?

Separate clause, frequently misreported. Tickmill's dormancy policy is two-tier: after 60 calendar days of no activity a small-balance trading account is archived — with no fee charged — and only after 12 months and 10 days does the client area become dormant and a quarterly fee of 10 USD/EUR/GBP/CHF (or 40 PLN) apply. Several well-known sites state either "$10 after 60 days" or "no inactivity fee"; the agreement supports neither.

Which entity's agreement applies to you

The clauses quoted here are from the Seychelles entity's agreement (Tickmill Ltd, FSA licence SD008), which serves the global site. Tickmill also operates a UK entity (FCA) and an EU entity (CySEC, licence 278/15 — verified on the CySEC register), and we have not confirmed whether their agreements carry the identical withdrawal-commission wording. Check the agreement for the entity that actually onboards you — our entity checker shows which one is likely for your country, and the Tickmill scan page lists every licence with its verification status.

How we checked this

  • Tickmill Ltd Client Service Agreement (Seychelles/FSA entity)May 2026 edition — withdrawal commission (clause 4.7), currency conversion (11.7–11.8) and the dormancy policy (6.12), read first-hand · read 22 Aug 2026
  • Tickmill deposit & withdrawal conditions pageThe public 'zero withdrawal fees' statement, minimum withdrawal and processing times · read 22 Aug 2026

Documents are read first-hand at the date shown; terms can change after our review. Method: how we check facts · corrections log.

Common questions

Does Tickmill charge withdrawal fees?

Tickmill's conditions page states it charges zero withdrawal fees, and the minimum withdrawal is $25. Separately, the Seychelles entity's client agreement (clause 4.7) reserves the right to charge up to 5.2% commission on a withdrawal where there has been insufficient trading activity since the last deposit. Your own bank or e-wallet may also charge you.

What is Tickmill's 5.2% withdrawal commission?

A reserved right, not a standard fee. Clause 4.7 of the May 2026 client agreement allows Tickmill to raise commission on a withdrawal up to 5.2% where there has been no sufficient trading activity between the last deposit and the withdrawal request. The agreement does not define what counts as sufficient activity, so the charge is discretionary. Trading normally before withdrawing is the situation it is not written for.

How long do Tickmill withdrawals take?

Tickmill states withdrawals are processed within about one working day. Skrill and Neteller are often effectively instant after processing, cards depend on the issuing bank, and bank wires typically arrive in 1–3 working days. A first withdrawal can take longer because identity verification is usually completed at that point.

What is the minimum withdrawal at Tickmill?

$25 or the equivalent in your account's base currency, per Tickmill's deposit and withdrawal conditions page.

Does Tickmill charge a currency conversion fee?

The client agreement (clauses 11.7–11.8) reserves the right to convert balances and realised profit or loss at a rate Tickmill selects, with a mark-up. The mark-up rate is not stated in the agreement itself — it sits in a separate commissions and charges schedule, so request the current figure if your base currency differs from what you trade.

Does Tickmill charge an inactivity fee?

Yes, but not at 60 days as several sites report. Sixty calendar days of inactivity archives a small-balance trading account with no fee. The charge — 10 USD/EUR/GBP/CHF or 40 PLN per quarter — starts only once the client area is classified as dormant after 12 months and 10 days without activity.

Next step

See the full research file on Tickmill — regulation evidence, real costs and withdrawal friction — or compare it with alternatives available in your country.

Check availabilityOpens broker site73% of retail investor accounts lose money when trading CFDs with Tickmill Europe Ltd. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.Compare brokers available in your country
Risk warning. CFDs and leveraged products are complex and high-risk. You can lose more than you deposit. Between 62% and 78% of retail CFD accounts lose money. Only trade with money you can afford to lose.

Related

Informational research only — not financial advice. Fees, terms and regulatory status change; verify directly with the provider and on official registers before depositing.