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Tickmill Inactivity Fee Explained

Tickmill's 60-day rule archives a small account with no fee — the real charge starts after 12 months and 10 days. What the client agreement actually says.

Updated 23 Aug 2026 · 5 min readBy Aleksandr Filatov · How we check facts
Quick answer

Tickmill's inactivity system is two-tier, and most sites collapse it into one wrong sentence. After 60 calendar days of no activity, a small-balance trading account is merely archived — the balance moves to your wallet and no fee is charged. The actual charge — 10 USD/EUR/GBP/CHF (or 40 PLN) per quarter — starts only once your whole client area is classified dormant after 12 months and 10 days without trading, withdrawals, transfers or deposits, and only while a small balance remains. Per Tickmill's own client agreement (clauses 6.12.1–6.12.3), read first-hand by Clarytrade. Some well-known sites say "$10 after 60 days"; others say there is no fee at all. The agreement supports neither.

Tickmill inactivity fee: quick answer

QuestionShort answerWhere it's written
Does Tickmill charge an inactivity fee?Yes — but only on dormant client areas, not 60-day-idle accounts.Client agreement, clause 6.12.3
How much?10 USD/EUR/GBP/CHF or 40 PLN per quarter.Clause 6.12.3
When does it start?After 12 months and 10 days with no trading, withdrawals, transfers or deposits.Clause 6.12.1
What happens at 60 days?Small-balance accounts are archived — no fee; balance moves to your wallet.Clause 6.12.2
Tiny balances?Balances at or under 10 USD/EUR/GBP/CHF (40 PLN) are written off instead of charged.Clause 6.12.3

The 60-day myth, and where it comes from

Search for this fee and you'll find two confident, contradictory answers: "$10 after 60 days of inactivity" and "Tickmill has no inactivity fee." Both come from reading half of the policy. Tickmill's agreement defines two different states with two different consequences, at two different timescales.

Tier 1 — the 60-day archive (no fee). Clause 6.12.2 classifies a trading account as inactive after "no trading, no open positions, no withdrawals or deposits to the account or logging in to the trading platform for at least 60 calendar days" — and only when the balance is at or under 50 GBP/EUR/USD (250 PLN / 200 ZAR). The account is deactivated and archived, the balance moves to your Tickmill wallet, and no charge applies. Worth knowing: the same clause states Tickmill "is not obliged to inform Clients prior to or after deactivating or archiving" — so an archived account can surprise you even though it costs nothing.

Tier 2 — dormancy (the real fee). Clause 6.12.1 classifies your whole client area as dormant after "no trading, no open positions, no withdrawals, transfers or deposits to the account for 12 months and 10 days" with a combined balance at or under 50 GBP/EUR/USD (250 PLN). At that point access is blocked, and clause 6.12.3 applies the charge: "the Company will charge 10 USD/EUR/GBP/CHF or 40 PLN as inactivity fee on a quarterly basis."

The write-off clause almost nobody mentions

Clause 6.12.3 ends with a detail that changes the maths for small accounts: if the remaining wallet balance is at or under 10 USD/EUR/GBP/CHF (40 PLN), Tickmill "will write off the remaining amount" — the balance is removed in one step rather than drained by quarterly charges. If you're leaving a few dollars behind on a dormant account, this clause is what actually happens to them.

Note the balance thresholds

Both tiers apply only to small balances — at or under roughly $50 (or currency equivalent). The agreement's dormancy machinery is aimed at abandoned dust accounts, not funded ones. That said, the clauses are the binding text and can change: verify the current agreement for the entity that onboards you before relying on any threshold.

How to avoid it entirely

  • Any trade, withdrawal, transfer or deposit resets the dormancy clock — one action inside 12 months keeps a client area active.
  • Leaving for good? Withdraw your balance first — see the Tickmill withdrawal fees guide for what that final withdrawal itself can cost (including the little-known 5.2% clause).
  • Note that the 60-day archive counts platform logins as activity, but the 12-month dormancy definition does not list logging in — treat trades and balance operations as the only safe reset.
  • Balances above the ~$50 threshold are outside the dormancy definitions entirely — but don't leave money parked with any broker on the strength of a clause; terms change.

Which entity's agreement this comes from

The clauses quoted here are from the Tickmill Ltd (Seychelles) client agreement, May 2026 edition, which governs the global tickmill.com site. Tickmill's UK (FCA) and EU (CySEC 278/15 — verified on the register) entities publish their own terms, which we have not confirmed word-for-word on this clause. Check the agreement you actually sign; our entity checker shows which entity is likely for your country, and the Tickmill scan lists every licence with its verification status.

How we checked this

  • Tickmill Ltd Client Service Agreement (Seychelles/FSA entity)May 2026 edition — the dormancy policy, clauses 6.12.1–6.12.3, read verbatim · read 22 Aug 2026

Documents are read first-hand at the date shown; terms can change after our review. Method: how we check facts · corrections log.

Common questions

Does Tickmill charge an inactivity fee?

Yes, but not the way it's usually described. A quarterly fee of 10 USD/EUR/GBP/CHF (or 40 PLN) applies only once a client area is classified dormant — after 12 months and 10 days without trading, withdrawals, transfers or deposits, with a small remaining balance. The 60-day rule merely archives a small-balance trading account with no charge.

Is it $10 after 60 days at Tickmill?

No. That widely repeated figure conflates two clauses. At 60 days of inactivity a small-balance account is archived with no fee (the balance moves to your wallet). The 10-unit quarterly charge begins only at dormancy — 12 months and 10 days of inactivity — per clauses 6.12.1–6.12.3 of the client agreement we read.

What is a Tickmill dormant account?

A client area with no trading, no open positions and no withdrawals, transfers or deposits for 12 months and 10 days, holding a combined balance of 50 GBP/EUR/USD (or 250 PLN) or less. Access is blocked at that point and the quarterly inactivity fee starts.

What happens to a tiny leftover balance on a dormant Tickmill account?

Balances at or under 10 USD/EUR/GBP/CHF (or 40 PLN) are written off in one step rather than charged quarterly, per clause 6.12.3. Withdrawing before leaving avoids losing anything at all.

How do I reactivate an archived Tickmill account?

The 60-day archive moves your funds to your Tickmill wallet — nothing is lost. Contact support or use the client area to open or reactivate a trading account; the agreement notes Tickmill isn't obliged to warn you before archiving, so a missing account usually means archived, not closed.

Next step

See the full research file on Tickmill — regulation evidence, real costs and withdrawal friction — or compare it with alternatives available in your country.

Check availabilityOpens broker site73% of retail investor accounts lose money when trading CFDs with Tickmill Europe Ltd. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.Compare brokers available in your country
Risk warning. CFDs and leveraged products are complex and high-risk. You can lose more than you deposit. Between 62% and 78% of retail CFD accounts lose money. Only trade with money you can afford to lose.

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Informational research only — not financial advice. Fees, terms and regulatory status change; verify directly with the provider and on official registers before depositing.