The verdict
XM edges it overall with a Clarity Score of 78 vs 75, helped by stronger regulation & safety. But StarTrader can still be the better fit if you prioritise lower all-in cost.
Full comparison
| Metric | StarTrader | XM |
|---|---|---|
| Clarity Score | 75 | 78 |
| Risk level | Higher risk | Higher risk |
| Regulators | FSCA, FSC | ASIC, CySEC, DFSA, FSC |
| Segregated funds | Yes | Yes |
| All-in cost | $$··· | $$$·· |
| Min deposit | $50 | $5 |
| Typical spread (EUR/USD) | 0 pips | 1.6 pips |
| Max leverage (intl.) | 500:1 | 1000:1 |
| Withdrawal speed | Within 24h | 1–2 days |
| Demo account | Yes | Yes |
| Copy trading | Yes | Yes |
| Platforms | MT4, MT5, Proprietary, Web, iOS, Android | MT4, MT5, Web, iOS, Android |
Highlighted cells indicate the stronger value on that metric. Figures are reviewed regularly — verify current terms before depositing.
Pick StarTrader if you want…
- lower all-in cost
- stronger advanced tools
- faster withdrawals
We earn a commission if you open an account through our links — at no extra cost to you. It does not change our rankings. How we make money.
Common questions
Is StarTrader or XM better?
XM edges it overall with a Clarity Score of 78 vs 75, helped by stronger regulation & safety. But StarTrader can still be the better fit if you prioritise lower all-in cost.
Which is cheaper, StarTrader or XM?
On all-in cost, StarTrader is cheaper (cost index 2/5 vs 3/5). Compare the full fee breakdown on each review.
Which is better regulated?
XM scores higher on our regulation & safety criterion. StarTrader: FSCA, FSC. XM: ASIC, CySEC, DFSA, FSC.