The verdict
FXTM edges it overall with a Clarity Score of 82 vs 78, helped by stronger regulation & safety. But XM can still be the better fit.
Side by side
Full comparison
| Metric | FXTM | XM |
|---|---|---|
| Clarity Score | 82 | 78 |
| Risk level | Higher risk | Higher risk |
| Regulators | FCA, CySEC, FSCA, CMA | ASIC, CySEC, DFSA, FSC |
| Segregated funds | Yes | Yes |
| All-in cost | $$$·· | $$$·· |
| Min deposit | $10 | $5 |
| Typical spread (EUR/USD) | 0.1 pips | 1.6 pips |
| Max leverage (intl.) | 1000:1 | 1000:1 |
| Withdrawal speed | Same – next day | 1–2 days |
| Demo account | Yes | Yes |
| Copy trading | Yes | Yes |
| Platforms | MT4, MT5, Proprietary, Web, iOS, Android | MT4, MT5, Web, iOS, Android |
Highlighted cells indicate the stronger value on that metric. Figures are reviewed regularly — verify current terms before depositing.
Pick FXTM if you want…
- stronger regulation & safety
- lower all-in cost
- a higher-rated app
- stronger advanced tools
- faster withdrawals
Risk warning. CFDs and leveraged products are complex and high-risk. You can lose more than you deposit. Between 62% and 78% of retail CFD accounts lose money. Only trade with money you can afford to lose.
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FAQ
Common questions
Is FXTM or XM better?
FXTM edges it overall with a Clarity Score of 82 vs 78, helped by stronger regulation & safety. But XM can still be the better fit.
Which is cheaper, FXTM or XM?
On all-in cost, they're level (both 3/5). Compare the full fee breakdown on each review.
Which is better regulated?
FXTM scores higher on our regulation & safety criterion. FXTM: FCA, CySEC, FSCA, CMA. XM: ASIC, CySEC, DFSA, FSC.
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