ActivTrades vs XM (2026)
The verdict
XM edges it overall with a Clarity Score of 78 vs 69, helped by stronger regulation & safety. But ActivTrades can still be the better fit if you prioritise stronger advanced tools.
Full comparison
| Metric | ActivTrades | XM |
|---|---|---|
| Clarity Score | 69 | 78 |
| Risk level | Higher risk | Higher risk |
| Regulators | FCA, CMVM | ASIC, CySEC, DFSA, FSC, CMA |
| Segregated funds | The EU client-funds page says client accounts are segregated from company funds (read 26 October 2026). This is a broker statement, not our inspection of banking arrangements. Confirm the client-money terms of the company on your agreement; another branch's terms are not established here. | Yes |
| All-in cost | $$$·· | $$$·· |
| Min deposit | Check country terms | $5 |
| Starting spread (not an average) | — | from 1.6 pips |
| Max leverage (intl.) | — | 1000:1 |
| Published withdrawal timing | 1 business dayProcessing; broker-stated | 1–2 days |
| Demo account | Yes | Yes |
| Copy trading | No | Yes — confirm account eligibility |
| Platforms | ActivTrader, MT4, MT5, TradingView, Web, iOS, Android | MT4, MT5, Web, iOS, Android |
Highlighted cells indicate the stronger value on that metric. Figures are reviewed regularly — verify current terms before depositing.
Pick ActivTrades if you want…
- stronger advanced tools
Pick XM if you want…
- stronger regulation & safety
- a higher editorial fee score (comparable quote required)
- better for beginners
- a higher-rated app
We earn a commission if you open an account through our links — at no extra cost to you. It does not change our rankings. How we make money.
Common questions
Is ActivTrades or XM better?
XM edges it overall with a Clarity Score of 78 vs 69, helped by stronger regulation & safety. But ActivTrades can still be the better fit if you prioritise stronger advanced tools.
Which is cheaper, ActivTrades or XM?
Both have the same editorial cost index (3/5). A comparable quote is still required: Confirm ActivTrades's account and symbol commission before comparing like-for-like trading costs. The index alone does not establish which account is cheaper for your trade.
Which is better regulated?
XM scores higher on our regulation & safety criterion. ActivTrades: FCA, CMVM. XM: ASIC, CySEC, DFSA, FSC, CMA.
Related head-to-heads
Capital at risk. Most retail CFD accounts lose money. Trade only with money you can afford to lose.