Clarytrade
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Which brokers accept EU clients

An EU licence does not mean a broker serves every EU country. Which of the platforms we track onboard EU clients, which don't, and why it varies by state.

Updated 22 Aug 2026 · 6 min readBy Aleksandr Filatov · How we check facts
Quick answer

Under MiFID II, a firm licensed in one EEA state can passport its services into all the others — which is why people assume an EU-regulated broker serves the whole EU. It often doesn't. Of the platforms we track, 3 accept no EU clients at all (they have no EU entity), and several others exclude specific member states — Spain and Belgium come up repeatedly. Passporting sets the ceiling on where a broker may operate; the broker's own commercial and compliance choices decide where it actually does.

EU availability, broker by broker

Computed from our broker registry, which is why it stays current. The two columns are deliberately separate, because they are different things and conflating them is misleading:

  • Will not onboard — the broker itself states it does not accept clients resident there. You cannot open an account, full stop.
  • Referral restricted — the broker may well accept you directly, but its partner programme bars referrals from that country, so we show a research page instead of a handoff. This is our limitation, not necessarily yours, and we would rather say so than quietly hide the broker.
BrokerEU states it will not onboardReferral restricted (broker may still accept you)
FP MarketsNone in our dataAustria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden
IC MarketsNone in our dataAustria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden
TickmillNone in our dataFrance, Portugal, Spain
Fusion MarketsSpain
IGBelgium
PepperstoneBelgium, Spain
FXTMAll EU member states — no EU entity
LiteFinanceAll EU member states — no EU entity
RoboForexAll EU member states — no EU entity

Platforms not listed above have no EU exclusions recorded in our data. That is not a guarantee of availability in your specific country — entity, product and onboarding rules can change, and the broker's own signup flow is the final word.

Why an EU licence isn't the whole answer

MiFID II lets an investment firm authorised in one EEA state notify regulators in the others and serve clients there. That is the passporting mechanism, and it is genuine — a CySEC-licensed firm really can reach Lithuania or Malta without a separate local licence.

What passporting does not do is oblige a firm to serve everywhere, or override national rules layered on top. Both of those produce the gaps in the table.

The two reasons a broker skips an EU country

1. No EU entity at all. Some well-known brands operate entirely offshore for EU purposes and exclude the whole EEA in their terms. One in our data previously held a Cyprus licence and gave it up: CySEC's register now lists that entity among former investment firms, which we verified on the register directly. A broker in this position isn't choosing between member states — it has no EU route at all.

2. National rules on top of the EU baseline. Member states can and do impose stricter local measures on CFDs than the EU-wide floor. Belgium restricts distribution of these products to retail clients far more tightly than most of the bloc; Spain, France and Portugal apply severe constraints on how CFDs may be marketed. That is why those countries — Spain especially — recur in exclusion and referral-ban lists while neighbouring states do not. Poland goes the other way: its regulator operates a national "experienced client" category permitting higher leverage than the standard retail cap on a limited instrument set.

What actually matters for you

  1. Check the entity, not the brand. Which company onboards you determines your regulator, your complaint route and your compensation cover. Our entity checker resolves it by country.
  2. Confirm the licence yourself. Look the entity up on the regulator's own register — not a link the broker hands you. Our regulation guide walks through it, and every licence we publish carries its own verification status.
  3. Treat an EU licence as a floor, not a promise. It tells you a supervisory regime exists. It does not tell you the firm serves your country, nor that your national regulator permits the product on the same terms as your neighbour's.

To see what is actually available where you are, compare platforms filtered by your country — leverage caps and availability update to the region you pick.

How we checked this

  • Clarytrade broker registry — restricted-country dataEach broker's own stated exclusions plus partner-provided referral restrictions; the table recomputes on every build · read 22 Aug 2026
  • CySEC public registerEntity and licence status for the EU entities referenced, including one recorded as a former investment firm · read 22 Aug 2026

Documents are read first-hand at the date shown; terms can change after our review. Method: how we check facts · corrections log.

Common questions

Does an EU-regulated broker have to accept clients from every EU country?

No. MiFID II passporting lets a firm authorised in one EEA state offer services across the others, but it does not require it. Brokers exclude individual member states for commercial reasons and because some countries impose stricter national rules on CFDs than the EU baseline.

Why do so many brokers exclude Spain and Belgium?

Both apply stricter national measures to CFDs than the EU-wide floor — Belgium restricts distribution of these products to retail clients particularly tightly, and Spain constrains how they can be marketed. Several brokers in our data exclude Spain outright or bar affiliate referrals from it, while serving neighbouring EU states normally.

Which brokers accept clients from Lithuania, Latvia and Estonia?

The same brokers that serve the wider EU: the Baltic states are not singled out in any exclusion list in our data. The brokers unavailable there are the ones with no EU entity at all, which exclude every EU member state in our data rather than specific countries. Check the table above and confirm at signup.

What does 'referral restricted' mean on this page?

The broker may accept you directly, but its affiliate programme bars referrals from your country — so we show a research page instead of an outbound link. It reflects our commercial restriction, not necessarily a limit on you, and we label it rather than hiding the broker.

Is a CySEC licence as good as an FCA one?

They are different regimes. Both are real supervision with client-money rules and a compensation scheme, but cover limits, enforcement history and the scheme itself differ — the Cyprus ICF and the UK FSCS are not the same thing. What matters most is which entity actually holds your account, since that determines which of them applies to you.

Check before you deposit

Run any broker through the same checks we use: regulation evidence, entity mapping, real costs and withdrawal friction.

Related

Informational research only — not financial advice. Fees, terms and regulatory status change; verify directly with the provider and on official registers before depositing.